Simply Safe Dividends
simplysafedividends.com
Dividend portfolio tracker and research built around analyst-assigned 0 to 100 Dividend Safety Scores for about 1,000 companies, one annual plan at $468.
What it is
Simply Safe Dividends is aimed at income investors whose main worry is a dividend cut. Its analysts assign each of roughly 1,000 dividend-paying companies a Dividend Safety Score from 0 (very unsafe) to 100 (very safe), weighing payout ratios, debt, free cash flow, recession history, dividend longevity, industry cyclicality and analyst estimates, with sector-specific measures such as AFFO for REITs. Scores are reviewed after each quarterly report and when material news breaks. The company reports that the scores flagged 925 of 946 dividend cuts in advance since 2015.
Around the scores sits a portfolio tracker: unlimited portfolios covering US stocks, closed-end funds, bonds and CDs, an income calendar and forecast, alerts when a holding's dividend or safety score changes, valuation charts, 10-year financial charts, S&P credit ratings, stock and closed-end fund screeners, analyst research and a newsletter with model income portfolios.
There is a single plan, billed only annually at $468 (shown as $39 a month); no monthly option or discounts are offered. The 14-day free trial needs no credit card. First-time subscribers can get a full refund within 60 days, and subscriptions renew automatically with an email reminder two weeks before.
Key features
- Dividend Safety Scores
- Analyst-assigned 0 to 100 ratings of dividend cut risk for about 1,000 companies, in five bands from Very Unsafe to Very Safe, reviewed after each earnings report.
- Portfolio tracking
- Unlimited portfolios of US stocks, closed-end funds, bonds and CDs with customizable columns, updated in near real time.
- Income calendar and forecast
- Shows expected dividend payments over the next 30 days, the year ahead and history.
- Dividend and score alerts
- Notifications when a holding's dividend is changed or its safety score moves.
- Screeners
- Dividend stock and closed-end fund screeners with dozens of filters, including safety scores.
- Model portfolios and research
- Newsletter with model income portfolios, analyst write-ups, valuation charts and S&P credit ratings.
Pricing
| Plan | Price | What you get |
|---|---|---|
| Annual subscription | $468/yr | Shown as $39/mo billed annually; all features, unlimited portfolios |
Annual billing only, with no monthly option. 14-day free trial without a credit card. 60-day money-back guarantee for first-time subscribers. Auto-renews with a reminder email two weeks before.
Free option: A 14-day free trial of the full service with no credit card required. There is no permanent free plan.
Checked September 25, 2026 on simplysafedividends.com. Prices change; confirm on the provider's site before you subscribe.
Strengths
- Safety scores are reviewed by analysts, not only generated from formulas
- Publishes its track record on dividend cuts since 2015
- Combines dividend research, income forecasting and portfolio tracking in one service
- Trial needs no card, and first-time buyers have a 60-day refund window
Limitations
- Only one plan, billed annually at $468; no monthly option
- Safety scores cover about 1,000 companies, not every dividend payer
- Focused on dividend income; not a tool for total-return, technical or options analysis
- Portfolio coverage is described as US stocks, closed-end funds, bonds and CDs
Good fit for
- Retirees and income investors who want early warning of dividend cuts
- Dividend growth investors who want an income calendar and forecast
- Investors who hold closed-end funds alongside dividend stocks
Look elsewhere if
- Active traders or anyone focused on price momentum
- Investors who want to pay monthly or only need a free dividend tracker
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Simply Safe Dividends questions
How much does Simply Safe Dividends cost?
There is one plan at $468 a year, shown as $39 a month billed annually. Monthly billing is not offered.
Is there a free trial?
Yes, 14 days, with no credit card required.
How are Dividend Safety Scores calculated?
Analysts weigh payout ratios, debt, free cash flow, recession performance, dividend history, industry cyclicality and analyst estimates, then review scores after each quarterly report and on major news.
How many stocks have Dividend Safety Scores?
About 1,000 companies, plus closed-end funds, are rated.
Can I get a refund?
First-time subscribers have a 60-day money-back guarantee.
Written from Simply Safe Dividends's own website and documentation. All Trading Tools lists and compares tools; it does not recommend trades or give financial advice. Sources: simplysafedividends.com, simplysafedividends.com/pricing, simplysafedividends.com/dividend-safety-scores.